As we age and begin thinking about, or ready for, retirement ... we must understand that "No one plans to fail, rather may fail to plan!"
Agent For Insurance
Providing Life-Health-Disability Insurance & Financial Services
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 You Have the Right to be Informed!
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With me... It's all about Quality of Life for all, Quality Health Care for Seniors, Retirement Preparation, Personal Independence, Financial Security, and Asset Protection and Preservation. 

Bankers is a 130 year old company serving individuals and families of all ages; highly rated, with over 11 billion dollars in assets.
Whether retired or planning for retirement, or providing the family with 'piece-of-mind' protection and security ... obtaining quality healthcare, independence, and financial security can be yours.

                    It's ALL about the family...        
                       
                    It's about financial security...
                    and it's about quality of life!

Bankers was the first to introduce the Medicare supplement plan of insurance to help seniors on Medicare. Since the beginning, all their services have been on an "old school", personal agent level to properly service and benefit the client, regardless of age or need. This also satisfies a compliancy issue for the prospective client's protection.

        You May Want To Ask Yourself ...

Approaching or already on Medicare ...

  • Has Medicare got you confused and frustrated?
  • Are you aware of Medicare changes and what is covered and what is not?
  • Are you concerned about the rising costs of healthcare today?
  • Do you worry about long-term costs should you need care and the need arise?
  • Is your home protected from a State attachment?

How about Life Insurance ...

  • Do you know why you need it?
  • Do you have enough?
  • Are you familiar with the different options? 

What about long-term care and disability ...

  • Are you protected from life's unforeseen times of trouble - cancer, disability, and unexpected hospitalization?
  • Who will take care of you in need?
  • Can you remain independent and at home? 
  • Are you concerned how the negative consequences may effect your family and loved ones? 

What about your investments ...

  • Has the economy got you down?
  • Are you losing in the stock market and taking risks?
  • Are you getting no where with CDs and Money Markets?
  • Would you like to maintain your principal and interest while gaining a return without market risk and falling values?

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Bankers Life and Casualty Company, one of the leading insurers of Senior America, has allowed me the opportunity to help provide solutions for protecting both your health and assets while supporting your choices with unsurpassed service and attention, regardless of age or income level.  Bankers fixed annuities rank in the top 5 nationwide!
 
Bankers is here to help people navigate the healthcare system. Whether you are a senior, or just preparing for the future, we can help.

Please call or email me using our "Contact Me" page, for additional information or to setup an appointment.

This valuable information is important to you and your family and will provide the knowledge needed to make an intelligent decision! You will be left better informed, with understanding and direction, than when we first met.  




Fred Pais, CLTC
Licensed Agent in MA & NH

Representing:
Bankers Life and Casualty Company
Colonial Penn Life Insurance
United Health Care
Advantra RX
Humana

Regional Office:
Bankers Life and Casualty Company
959 Concord Street, Suite 105
Framingham, MA 01701
[WEB] www.bankers.com
[PH] 508.820.8301 x217
[FX] 508.820.8305  ATTN: Fred Pais
[EM] mailto:frederick.pais@bankerslife.com

My Office:
Lunenburg, MA 01462
[PH] 978.855.7750 (Direct)
[FX] 480.393.5760

Member:
The Corporation for Long-Term Care Certification, Inc.


[WEB] www.ltc-cltc.com

My goal is to help you to reach your goals!

  • Adequate and quality healthcare
  • Independence
  • Peace-of-mind for you and your family
  • Financial security in retirement

     

As my prospective client, there is never an analysis fee or obligation to purchase anything! Given the chance, I would provide the best solution and value to fit your specific needs, earn your trust, and satisfy your expectations.

I am an insurance educator. I don't sell product. I find care solutions. I rarely look for the cheapest product, but rather the best value proposition for an individual client's needs and cicumstances. Then I provide direction and solve the need.

I will be happy to review your situation and compare policies, determine it's suitability, and consider if I can improve upon it with service, savings, and additional benefits. For your convenience, we bring our services to you!

So when you are ready for a change and wish to be treated differently from the rest, please give me a call and allow me to be of personal service!

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"Mr. Frederick Pais
959 Concord St.
Framingham, Mass. 01701

Dear Fred,
I want to thank you for all the help you've given me with my health insurance. If Bankers didn't have agents I would  not be doing business with them. I never had to handle insurance when my husband was alive because it was taken care of by Gillette, the company he worked for, but now that he's gone it would have been insurmountable to try and do this on my own and you have been so helpful that I can't thank you enough.

Sincerely,
E.A.
Woburn, Mass. "

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